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Download Insurance Legal and Regulatory (IF1) Exam Exam Dumps
NEW QUESTION 45
The main purpose of the fair treatment of customers initiative is to
- A. make firms more competitive.
- B. ensure all firms have a similar service standard.
- C. apply fixed times for responding to claims and complaints.
- D. build consumer confidence in the financial services industry.
Answer: D
NEW QUESTION 46
How is Insurance Premium Tax collected within the UK?
- A. By the insurer on individual insurance contracts.
- B. By the insurer on the whole general and life accounts.
- C. By HM Revenue & Customs on individual insurance contracts.
- D. By HM Revenue & Customs on the whole general account.
Answer: B
NEW QUESTION 47
In a chain of events, the proximate cause of a loss is always the
- A. only event contributing towards the loss.
- B. dominant event leading to the loss.
- C. last event before the loss occurs.
- D. only event which is not excluded by the terms of the policy.
Answer: B
NEW QUESTION 48
The capital requirements of insurers and intermediaries are set out by
- A. Data Protection legislation.
- B. Money Laundering Regulations.
- C. Prudential Regulation Authority rules.
- D. Proceeds of Crime Act 2002.
Answer: C
NEW QUESTION 49
In the event of an insurer including an unclear clause in its household insurance policy, which statute could the policyholder rely upon if there was a contractual dispute?
- A. The Consumer Rights Act 2015.
- B. The Contracts (Rights of Third Parties) Act 1999.
- C. The Data Protection Act 2018.
- D. The Criminal Justice Act 1993.
Answer: A
NEW QUESTION 50
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